Western Union
✓ VerifiedSend money to 200+ countries and territories with hundreds of thousands of agent locations. Fast cash pickup, bank deposit or mobile wallet delivery, from the app, online or in person.
- Founded
- 1851
- Destinations
- 200+ countries & territories
- Speed
- Often within minutes
- Payout Options
- Cash · Bank · Wallet
Get the Western Union app
Available for free on iPhone and Android. Register, check fees and exchange rates before you send, and pay by card, bank account or cash at an agent. Track every transfer with its MTCN tracking number from your phone.
Customer Reviews
See what customers are saying about Western Union on its official Trustpilot profile. Read verified reviews from real senders using Western Union for cash pickup, bank transfers and mobile wallet delivery.
Read all 160,000+ reviews on Trustpilot →About This Provider
Key company facts for Western Union.
- Founded
- 1851, United States
- Headquarters
- Denver, Colorado, USA
- Parent Company
- The Western Union Company (NYSE: WU)
- US Operating Entities
- Western Union Financial Services, Inc. and Western Union International Services, LLC
- Customer Support
- Western Union Customer Care
- Company Type
- Publicly traded company
- Regulatory Compliance
- NMLS licensed (NMLS IDs 906983 and 906985) · Licensed Money Transmitter, New York State Department of Financial Services · FinCEN-registered Money Services Business · Compliant with local regulations in the countries where it operates
Company Overview
A closer look at Western Union's history, mission and position in the global remittance market.
Western Union was founded in 1851 as a telegraph company and later became famous for sending money by telegraph. Over more than 170 years it has evolved into one of the best-known names in international money transfer, helping families, migrant workers and small businesses move money across borders.
Today Western Union moves money to more than 200 countries and territories through a network of hundreds of thousands of agent locations, plus its website and mobile app. The company is publicly traded on the New York Stock Exchange under the ticker WU and is headquartered in Denver, Colorado.
Customers can send money online, in the app or in person at an agent. Receivers can collect cash at an agent location, receive funds in a bank account, or get money in a mobile wallet in select countries. You can start a transfer in the app and pay later in cash at an agent, and every transfer gets a tracking number (MTCN) so you and your receiver can follow its status.
Sending Countries & Popular Corridors
Western Union lets you send money from many countries, with service, fees and delivery options that depend on where you send from and to. Check the app or westernunion.com for the current list for your route.
Send From
Popular from United States
Popular from United Kingdom
Popular from Canada
Receiving Countries
Western Union delivers to 200+ countries and territories. Below are some popular destinations by region. Delivery methods vary by country, so confirm your options before you send.
Asia & Middle East
Latin America & Caribbean
Africa
Europe
Service Features
What Western Union offers to make sending money fast, flexible and easy to track.
Huge Agent Network
Hundreds of thousands of agent locations across 200+ countries and territories for cash pickup and in-person sending.
Money in Minutes
Cash pickup transfers can be available within minutes. Speed varies by destination, delivery method and payment method.
Bank & Mobile Wallet Delivery
Send to bank accounts around the world, or directly to a mobile wallet in select countries.
Start in the App, Pay in Cash
Begin a transfer in the app or online, then pay in cash at a participating agent location.
Flexible Payment Methods
Pay with a debit or credit card, from a bank account, with Apple Pay in the app, or in cash at an agent.
MTCN Transfer Tracking
Every transfer gets a tracking number (MTCN) so you can follow its status in the app or online.
Secure & Regulated
Encrypted transfers, fingerprint or Touch ID login in the app, and licences as a money transmitter in the markets it serves.
Highly Rated App
Rated about 4.8★ on the App Store and 4.6★ on Google Play, with card scanning, an exchange rate widget and a saved receivers list for repeat transfers.
Frequently Asked Questions
Common questions about sending money with Western Union.
How fast is Western Union?
Western Union offers a range of speeds. Cash pickup transfers can be available within minutes, while bank deposits and some other delivery methods take longer. Actual speed depends on the destination, delivery method, payment method and bank processing times, so check the estimate shown before you confirm your transfer.
How much does Western Union charge?
Fees depend on the destination, the amount, the delivery method and how you pay. The exchange rate also includes a margin. The exact fee and the amount your receiver gets are shown before you confirm. If you pay with a credit card, your card issuer may charge a cash advance fee and interest, so a debit card or bank account can be cheaper.
Is Western Union safe and regulated?
Yes. Western Union's US services are provided by licensed entities (NMLS IDs 906983 and 906985), licensed as Money Transmitters by the New York State Department of Financial Services and registered with FinCEN. The parent company, The Western Union Company, is listed on the NYSE (WU). Never send money to someone you don't know, and learn the common scams on Western Union's fraud awareness pages.
What are Western Union's transfer limits?
Limits vary by country, payment method, delivery method and your account verification level. The maximum you can send is shown when you set up a transfer, so check the app or contact Western Union Customer Care for the limit on your route.
Can I send money to India, Pakistan or Bangladesh with Western Union?
Yes, India, Pakistan and Bangladesh are all supported destinations. Available delivery methods, such as cash pickup or bank deposit, and the delivery speed vary by country. Choose your destination in the app or on westernunion.com to see the current options and timing.
How do I track my Western Union transfer?
Every transfer gets a unique tracking number called an MTCN. Enter it in the Western Union app or on the Track a Transfer page to see the current status, and share it with your receiver so they can follow it too.
Can I pay in cash if I start a transfer in the app?
Yes. You can start a transfer in the Western Union app or online and then pay in cash at a participating agent location. This can save time at the counter.
Where can I download the Western Union app?
The Western Union app is free to download from the Apple App Store on iPhone and from Google Play on Android. Use the download buttons above, which link to Western Union's official app pages.
Company details, coverage, fees and ratings are based on Western Union's official website and App Store, Google Play and Trustpilot listings, and can change. Always confirm current terms on westernunion.com before sending money. The App Store and Google Play buttons link directly to Western Union's official app listings.