Send Money to Brazil
at the Best Rates
Compare 35+ verified providers for GBP, AUD, USD, CAD → BRL transfers. See real exchange rates, real fees — and make sure every real reaches your family in full.
Remittances Fuel Families Across
South America's Powerhouse
Brazil receives over $4.6 billion USD in remittances annually, with the Brazilian diaspora spread across the USA, Japan, UK, Portugal, Italy, Spain, and Australia sending vital support home. Brazil's 215 million people increasingly rely on digital payment infrastructure — PIX has become one of the world's fastest-adopted instant payment systems, processing over 4 billion transactions per month and fundamentally transforming how remittances arrive. With BRL rates fluctuating sharply between providers, comparing before every transfer is the single biggest lever diaspora senders have to maximise value.
Choose Your Sending Country
Select the corridor that matches where you're sending from and instantly compare the best providers for that specific route to Brazil.
Send Money to Brazil in 4 Easy Steps
Flexible Payment Methods
Most providers support multiple payment methods for Brazil transfers. The right choice depends on your bank, how quickly funds are needed, and the total amount you're sending.
Receiving Options in Brazil
Brazil has one of the world's most innovative remittance ecosystems — from instant PIX payments and Nubank digital accounts to TED bank transfers and cash pickup across all 26 states.
Tips to Save More on Brazil Transfers
Diaspora remittances are too important to lose to unnecessary fees and poor exchange rates. These tips will help every Brazilian family abroad maximise what reaches home.
Transfer Limits &
Regulations to Know
Money transfers to Brazil are regulated by the Banco Central do Brasil (BCB) and the COAF (Brazil's financial intelligence unit) on the receiving side, and by financial authorities in your sending country. Brazil has specific foreign exchange regulations that apply to larger transfers — knowing the rules prevents surprises.
- Brazil allows inward personal remittances with no fixed annual cap for family support, education, and personal use purposes under Banco Central do Brasil regulations.
- All remittance service providers operating in Brazil must be authorised by the BCB. Use only BCB-registered institutions or internationally regulated services — unlicensed operators have no consumer protections.
- Transfers above your provider's threshold (typically £5,000–£10,000) require enhanced identity verification — passport, proof of address, and source-of-funds documentation may be required.
- Brazil's Receita Federal (tax authority) monitors large inward transfers. Transfers that could be considered income or business payments may be subject to IOF (Imposto sobre Operações Financeiras) foreign exchange tax on the receiving side.
- PIX transactions have per-transaction and daily limits set by the recipient's bank — these vary by institution and KYC tier. For very large remittances, TED bank transfer may be more appropriate to avoid PIX limits.
Frequently Asked Questions
Everything you need to know about sending money to Brazil.
Brazil-focused services like Remitly, Wise, and WorldRemit typically offer significantly better BRL rates than high-street banks — often 4–6% better. For the fastest delivery, choose a provider that supports PIX direct delivery. Use RemitSelect to compare all available options instantly for your specific amount and sending corridor before every transfer.
PIX deliveries are typically instant — often arriving within seconds, 24/7 including weekends and public holidays. TED bank transfers arrive the same business day. DOC transfers arrive the next business day. Cash pickup through Western Union or MoneyGram is usually available within minutes. Standard international SWIFT transfers may take 1–3 business days.
The BCB imposes no fixed annual cap on receiving personal remittances. Individual provider limits typically range from £5,000 to £500,000 per transfer. PIX transactions are subject to per-transaction limits set by the recipient's bank — for larger amounts, TED bank transfer is recommended. Brazil's Receita Federal monitors large inflows so enhanced verification is required above provider thresholds.
Personal remittances received in Brazil are generally not subject to Brazilian income tax. However, Brazil levies an IOF (Imposto sobre Operações Financeiras) foreign exchange tax of 0.38% on personal inward remittances — this is typically deducted automatically. Business-related or large irregular transfers may attract Receita Federal scrutiny. Consult a tax adviser for substantial or recurring large transfers.
For PIX: the recipient's PIX key (CPF, mobile number, email, or random key) and full name. For TED/DOC bank transfer: full name, CPF number, bank code (ISPB), agency number, account number, and account type (checking/savings). For cash pickup: full legal name matching their valid government-issued ID (RG, CNH driver's licence, or passport).
All major Brazilian banks accept international remittances, including Itaú Unibanco, Bradesco, Banco do Brasil, Santander Brasil, Caixa Econômica Federal, and HSBC Brasil. Digital banks Nubank, C6 Bank, and Inter Bank also accept international transfers via PIX. All BCB-registered institutions support PIX delivery from authorised remittance providers.