PIX Instant Payouts · Bank Deposits
Sending toBrazil · BRL
Send Money to Brazil at the Best Exchange Rates
Send money to Brazil for less. Compare verified money transfer providers for USD, GBP, EUR, CAD, AUD and NZD to BRL side by side — exchange rate, fee and delivery speed together — so you can see exactly what your family in Brazil will receive before you send.
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Why compare
Money Transfer to Brazil: Why Comparing Providers Matters
Brazilians living in the USA, Portugal, the UK, Japan and beyond regularly send money home for family support, education and housing. With many providers competing for every money transfer to Brazil, exchange rates and fees vary from one provider to the next, which makes comparing the easiest way to get more reais to your family.
PIX makes payouts fast
Brazil's PIX instant payment system runs around the clock, so when a provider supports it, money can reach a recipient within seconds using just a PIX key.
Digital banks are widely used
Many Brazilians bank with digital providers such as Nubank, Inter and C6 Bank, and a growing number of providers can pay out to them.
A small rate difference adds up
A 1% gap on a $1,000 transfer is $10 gone before your family sees a real. Over a year of monthly support, that difference compounds quickly.
Sending corridors
Money Transfer to Brazil: Choose Your Sending Country
Select the corridor that matches where you are sending from to compare the best money transfer rates to Brazil for that specific route.
USA to Brazil money transfer comparison
USD → BRL
UK to Brazil money transfer comparison
GBP → BRL
Europe to Brazil money transfer comparison
EUR → BRL
Canada to Brazil money transfer comparison
CAD → BRL
Australia to Brazil money transfer comparison
AUD → BRL
New Zealand to Brazil money transfer comparison
NZD → BRL
Quick compare
Popular Amounts to Send to Brazil
Jump straight to a comparison for a common transfer amount, in whichever currency you are sending from.
Send USD to Brazil
USD → BRLSend GBP to Brazil
GBP → BRLSend EUR to Brazil
EUR → BRLSend CAD to Brazil
CAD → BRLSend AUD to Brazil
AUD → BRLSend NZD to Brazil
NZD → BRL
USA to Brazil
How to Send Money to Brazil from the USA
The USA is home to one of the largest Brazilian communities abroad, and USD to BRL is the corridor most people compare first. To send money from the USA to Brazil, compare providers for your amount, pay from your US bank account or card, and enter your recipient's PIX key or bank details.
- Best value
Pay from your US bank account
Funding a transfer from a US bank account usually gives the best exchange rate and the lowest fees, and it is exempt from the 1% US remittance tax.
- Since 2026
Know the 1% remittance tax
Since 1 January 2026, transfers funded with cash, a money order or a cashier's check carry a 1% US federal tax. Bank account and US debit or credit card funding is exempt.
- Compare
Check the BRL amount received
US providers must show the exchange rate, fees and the amount your recipient receives before you pay. Compare that final real figure, not just the headline rate.
Simple process
How to Send Money to Brazil in 4 Steps
- 1
Choose your corridor
Select where you are sending from and enter the amount. We show you the providers offering that route to Brazil.
- 2
Compare providers
See exchange rates, transfer fees, delivery speed and user ratings for each verified provider, side by side.
- 3
Pick the best deal
Choose the provider that fits your priority: the strongest BRL rate, the lowest fee, or PIX delivery.
- 4
Send with confidence
Complete the transfer directly with your chosen provider. PIX payouts can arrive in seconds, and bank deposits typically take 1–3 business days.
How to pay
Ways to Pay When You Send Money to Brazil
Most providers accept several ways to pay. The right choice depends on your bank, the size of your transfer, and how quickly you need the money to arrive.
- Most popular
Bank transfer
Send directly from your bank account. Usually the best rates and no card surcharges, and the most reliable option for larger transfers.
- Instant
Debit card
Fast and convenient, with funds sent immediately. Some providers add a small surcharge, but there is no credit risk.
- Secure
Credit card
Accepted by some providers, though it often carries higher fees and may be treated as a cash advance by your card issuer.
- Instant
Open banking / pay by bank
A newer method offered by select providers: fast setup, no card fees, and strong fraud protection built in.
- Secure
Cash deposit
Visit an agent location and pay in cash. Useful if you do not have a bank account, but in the USA cash-funded transfers carry a 1% federal tax.
- Popular
Digital wallet
Pay via Apple Pay, Google Pay or PayPal on select platforms. Convenient for scheduling regular monthly support to Brazil.
How recipients get paid
How Your Family Can Receive Money in Brazil
Brazil supports a wide range of receiving methods, from instant PIX payments and digital bank accounts to traditional bank deposits and cash pickup.
PIX instant payment
Reais are sent to the recipient's PIX key, which links to their bank account or digital wallet. Payouts can arrive in seconds, any time of day, when your provider supports PIX.
Bank account deposit
Funds go directly into a Brazilian bank account. You need the recipient's full name, CPF, bank, branch (agência) and account number. Timing depends on the provider.
Digital bank accounts
Many recipients use digital banks and wallets, which can often receive PIX payouts. Check with your provider that your recipient's app is supported.
Cash pickup
The recipient collects reais from an agent location, often within minutes of sending. A valid ID is required, and the name must match the one on the transfer.
Post office & retail agents
Some providers pay out through Correios and other retail agents, which can help recipients in smaller towns. Availability depends on the provider.
Bank branch counters
Some large banks offer remittance payout counters, which suits recipients who prefer to collect in person.
Expert advice
Tips to Get the Best Rate When Sending Money to Brazil
Small choices in how, when and how much you send can add up to real savings over a year. Here is what experienced senders know.
Compare before every transfer, and watch the real
The Brazilian real can move noticeably in a day, and provider margins change. A provider that offered the best deal last month may not today. Checking Remit Select before each transfer takes under a minute.
Choose PIX for speed
If your provider supports PIX, delivery can be near-instant and all you need is the recipient's PIX key and full name. It is usually the quickest option, including at weekends.
Fund by bank account, not card or cash
Paying by debit or credit card can add a surcharge, and in the USA cash-funded transfers carry a 1% federal tax. Bank transfers are usually the cheapest way to fund a transfer to Brazil.
Send larger amounts less often to reduce fees
Many providers charge a flat fee per transfer. Sending $1,000 once instead of $250 four times means paying that fee once, at a similar exchange rate. Batch transfers where you can.
Confirm the PIX key and name first
Ask your recipient to copy their PIX key from their banking app and check the name shown. A quick confirmation before sending prevents the most common problems.
Regulations
Limits, Taxes and Rules for Sending Money to Brazil
Money transfers to Brazil are regulated on both ends. Understanding the key rules helps you plan a transfer smoothly and avoid unnecessary delays.
- Brazil does not set a fixed annual cap on inward personal remittances. Foreign exchange payouts are handled by institutions authorised by the Banco Central do Brasil.
- Regulated providers verify your identity and may ask for source-of-funds documents on larger transfers under anti-money-laundering rules.
- Each provider sets its own per-transfer limits, and PIX payouts have limits set by the recipient's bank.
- USA: since 1 January 2026, a 1% federal tax applies to remittances funded with cash, a money order or a cashier's check. Bank account and US debit or credit card funding is exempt.
- The tax treatment of money received from abroad depends on its nature and size, and foreign exchange tax rules have changed over time, so check current rules for large amounts.
- Recipients' CPF numbers are commonly required, so have the recipient's CPF and PIX key ready.
Common questions
Send Money to Brazil: Frequently Asked Questions
Everything you need to know about sending money to Brazil.
It depends on where you send from and how much. Specialist money transfer providers usually offer better exchange rates and lower fees than banks. Use Remit Select to compare providers for your corridor and amount, then choose the one that gives your recipient the most reais.
Compare USD to BRL providers on Remit Select, choose one, create an account and verify your ID, enter the amount and your recipient's PIX key or bank details, then pay from your US bank account or card. Paying from a bank account usually gives the best rate and avoids the 1% US remittance tax on cash-funded transfers.
Payouts through PIX, Brazil's instant payment system, can arrive within seconds at any time of day when your provider supports it. Bank deposits can take longer, often 1 to 3 business days, and cash pickup is often available within minutes. Check each provider's delivery estimate when you compare.
The best rate is the one closest to the mid-market exchange rate with the lowest fees. The real can move noticeably in a day and rates differ by provider, amount and payment method, so compare the final BRL amount received, not just the headline rate.
Three things: the exchange rate applied, the transfer fee, and any margin the provider adds to the mid-market rate. Card payments can also add a surcharge. Compare all of these together to see the true cost.
Brazil does not set a fixed annual cap on inward personal remittances. Each provider sets its own per-transfer limits, PIX payouts have limits set by the recipient's bank, and larger amounts usually need extra ID or source-of-funds checks.
How money received from abroad is taxed depends on its nature and size, and some gifts can be taxable in Brazil. Foreign exchange tax rules have also changed over time. Check the current rules in both countries and ask a tax adviser about large amounts.
Since 1 January 2026, the USA charges a 1% federal tax on remittances funded with cash, a money order or a cashier's check. Transfers funded from a bank account or a US debit or credit card are exempt, so paying online avoids it.
For PIX: the recipient's PIX key (CPF, phone number, email or a random key) and full name. For bank deposits: full name, CPF, bank, branch (agência) and account number. For cash pickup: the full name exactly as on their valid government ID. Confirm the details with your recipient before sending.
Major banks accept transfers, including Itaú, Bradesco, Banco do Brasil, Santander Brasil and Caixa, and digital banks such as Nubank, Inter and C6 Bank can receive payouts through PIX when your provider supports it. Confirm the recipient's details before sending.