Send Money to Nepal
at the Best Rates
Compare 40+ verified providers for GBP, AUD, USD, CAD → NPR transfers. See real exchange rates, real fees — and make sure every rupee reaches your family in full.
NRN Remittances Power
Nepal's Economy
Nepal receives over $10 billion USD in remittances annually — accounting for nearly 27% of GDP and making it one of the world's most remittance-dependent economies. Non-Resident Nepalis (NRNs) working across the Gulf, Asia, UK, USA, and Australia form the backbone of household income and economic stability for millions of Nepali families. Comparing providers before every transfer ensures maximum rupees reach loved ones at home.
Choose Your Sending Country
Select the corridor that matches where you're sending from and instantly compare the best providers for that specific route to Nepal.
Send Money to Nepal in 4 Easy Steps
Flexible Payment Methods
Most providers support multiple payment methods for Nepal transfers. The right choice depends on your bank, how quickly funds are needed, and the total amount you're sending.
Receiving Options in Nepal
Nepal has a rapidly modernising remittance infrastructure — from instant eSewa and Fonepay wallet transfers to reliable bank deposits nationwide.
Tips to Save More on Nepal Transfers
NRN remittances are too important to lose to unnecessary fees and poor exchange rates. These tips will help every Nepalese family abroad maximise what reaches home.
Transfer Limits &
Regulations to Know
Money transfers to Nepal are regulated by Nepal Rastra Bank (NRB) and governed on the sending side by financial authorities in your country. Knowing the key rules prevents surprises on large transfers.
- Nepal imposes no annual cap on inward personal remittances. NRN transfers for family support, property, education, and personal use are fully permitted under NRB regulations.
- The NRB requires all remittance service providers to be licensed. Only use NRB-registered or internationally regulated services — unlicensed operators offer no consumer protection.
- Transfers above your provider's threshold (typically £5,000–£10,000) require enhanced identity verification — passport, proof of address, and sometimes source-of-funds documentation.
- From the UK, transfers above £10,000 in a year to a single recipient may attract enhanced scrutiny under FCA anti-money laundering obligations on the sender's side.
- eSewa and Fonepay wallet transactions are subject to NRB-mandated single-transaction and monthly limits. For larger remittances, direct bank deposit is recommended to avoid wallet top-up restrictions.
Frequently Asked Questions
Everything you need to know about sending money to Nepal.
Specialist NRN-focused services like Wise, Remitly, IME, and Western Union typically offer significantly better NPR rates than high-street banks — often 3–4% better. Use RemitSelect to compare all available options instantly for your specific amount and sending corridor before every transfer.
Bank deposits via BEFTN can be near-instant to same-day. eSewa and Fonepay wallet deliveries are typically within minutes. Standard bank transfers via NCHL clearing arrive the same or next business day. Cash pickup through Western Union or Ria is usually available within minutes of the sender completing the transfer.
The NRB imposes no annual cap on receiving personal remittances. Individual provider limits typically range from £5,000 to £500,000 per transfer. Note that eSewa and Fonepay wallets have their own monthly incoming limits set by the NRB — for larger amounts, direct bank deposit is recommended.
Personal remittances received in Nepal for family support are generally not subject to income tax. Very large amounts may have tax implications under Nepalese tax law. Tax obligations in your sending country may also apply — a tax adviser can clarify for large or regular transfers.
For bank deposits: the recipient's full name, bank account number, bank name and branch, and SWIFT/BIC code. For eSewa or Fonepay: just their registered mobile number. For cash pickup: the recipient's full name exactly as it appears on their valid government-issued ID (passport, citizenship certificate).
All major Nepalese commercial banks accept international remittances, including Nabil Bank, Himalayan Bank, Standard Chartered, Everest Bank, IME Bank, Siddhartha Bank, Nepal Bank Limited, Rastriya Banijya Bank, and Security Bank. Most have dedicated NRN or Prabasi (expatriate) remittance programmes.