Send Money to Pakistan
at the Best Rates
Compare 50+ verified providers for GBP, AUD, USD, CAD → PKR transfers. See real exchange rates, real fees — and make sure every pound and dollar goes further for your family back home.
Pakistan's Overseas Community
Sends Billions Home Every Year
Pakistan receives over $27 billion USD in remittances annually, making it one of the world's top remittance-receiving nations. With a large diaspora in the UK, Australia, USA, Canada, and across Europe, the demand for fast, affordable GBP/AUD/USD to PKR transfers has never been higher — and the savings from comparing providers are very real.
Choose Your Sending Country
Select the corridor that matches where you're sending from and instantly compare the best providers for that specific route to Pakistan.
Send Money to Pakistan in 4 Easy Steps
Flexible Payment Methods
Most providers support multiple payment methods for Pakistan transfers. The right choice depends on your bank, amount, and how urgently the funds are needed.
Receiving Options in Pakistan
Pakistan supports a wide and growing range of payout methods — from traditional bank deposits to instant mobile wallets and cash pickup across thousands of agent locations.
Tips to Save More on Pakistan Transfers
Sending money to Pakistan comes with unique considerations around exchange rates, regulations and delivery. These tips will help you send smarter.
Transfer Limits &
Regulations to Know
Money transfers to Pakistan are regulated by the State Bank of Pakistan (SBP) and governed on the sending end by financial authorities in your country. Understanding the key rules avoids surprises.
- Pakistan imposes no annual cap on inward personal remittances. Funds sent for family support, personal use, or property investment are fully permitted under Pakistan's Foreign Exchange Regulations.
- Under SBP's Roshan Digital Account framework, overseas Pakistanis can hold funds in PKR or foreign currency accounts and repatriate principal and profits freely.
- Transfers above your provider's threshold (typically £5,000–£10,000) require enhanced identity verification — passport, proof of address, and sometimes source-of-funds documentation.
- From the UK, transfers above £10,000 to a single recipient in one year may attract enhanced scrutiny under HMRC and FCA anti-money laundering obligations.
- Pakistan's FATF-related reforms have improved its financial monitoring. Providers are required to maintain records of all international transfers and large amounts may require additional documentation from both sender and recipient.
Frequently Asked Questions
Everything you need to know about sending money to Pakistan.
Specialist transfer services like Wise, Remitly, ACE Money Transfer, and Small World typically offer far better PKR rates than banks — often 3–6% better. Use RemitSelect to compare all available options instantly for your specific amount and corridor.
Most bank deposits arrive within 1–3 business days. Mobile wallet deliveries (JazzCash, Easypaisa) can be near-instant. Cash pickup via Western Union or MoneyGram is usually available within minutes of the sender completing the transfer.
Pakistan imposes no annual cap on receiving personal remittances. Individual provider limits vary — typically £5,000 to £500,000 per transfer depending on the platform and your verification level. Larger amounts require enhanced documentation such as source-of-funds proof.
Remittances received in Pakistan for personal purposes are exempt from income tax under Pakistan's Income Tax Ordinance 2001. Tax obligations in your sending country (UK, Australia, US etc.) may apply for large or regular transfers — a tax adviser can clarify your specific situation.
For bank deposits: the recipient's full name, 24-character IBAN (starts with PK), bank name, and branch. For mobile wallets: just their registered JazzCash or Easypaisa mobile number. For larger amounts, their CNIC number may also be required.
All major Pakistani banks accept international remittances including HBL, UBL, MCB, Allied Bank, Meezan Bank, Bank Alfalah, Faysal Bank, and Standard Chartered Pakistan. Most have dedicated remittance desks and offer competitive credit to PKR accounts.